Endorsed Cheap Check Saving Ideas

By Paul Brenen

"Wealth can only be accumulated by the earnings of industry and the savings of frugality" - Ben Franklin. Good habits saving money translate into a richer lifestyle of less stress and worry.

One simple action, if you haven't done it already, is to combine your cable, phone and internet service. You'll save time and energy paying one bill and by bundling services, save money.

Yearly newspaper subscriptions are expensive as well as magazines bought at newsstands or subscribed to. Utilizing the library for catching up on your favorite magazines can be a pleasant experience to get away. Accessing newspapers from the internet or even magazine content, is another alternative.

A rule of thumb is never to pay for having a checking account. Most financial institutions offer free checking if you are charged a fee, ask to have it changed. Otherwise move your account. When it comes to buying your checks, purchase cheap checks online and save 50%.

Don't pay interest on credit cards. Pay off your credit card monthly bill and budget your spending. Twenty percent interest is absolutely crazy and you need not be a fall guy. Get rid of credit cards if it is a temptation and grab control.

Saving money by switching light bulbs will save hundred s of dollars for the average household. Fluorescent (CFKs light bulbs use 75% less electricity and last 10 times longer. Ordinary light bulbs are uneconomical to use; don't use them.

Raise the deductibles for your auto insurance. Find out how much you'd save from raising your deductible and consider how much you can self-insure. You'll likely save a considerable amount doing so and also, consider paying our auto insurance premium annually for additional savings.

Make a check for drafts and cold air infiltration before winter sets in. Walk and study the perimeter of your home for any signs of cracks or where cold air could enter and address the problem. Turn down the thermostat and economize from wasted heat in rooms that are not used or consider getting a programmable thermostat.

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